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Getting paid to care for a family member in Montana

Yes. In Montana, a family member can be paid to give care through Self-Directed Community First Choice Services and Personal Care Services (SD-CFCS/PCS) and Big Sky Waiver (BSW). Whether a spouse can be paid depends on conditions set out below with their sources.

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Medicaid self-directed care

Self-Directed Community First Choice Services and Personal Care Services (SD-CFCS/PCS)

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Who qualifies

People who are eligible for Medicaid, need help with one or more activities of daily living because of a medical condition, have services authorized by the state's utilization review contractor, have the ability to direct services authorized by a health care professional, and can understand and make complex care decisions (or have a personal representative who can). For Community First Choice Services you must also meet nursing home level of care.

You or your personal representative hire, train and manage your personal care attendant. The provider agency handles payroll, taxes and pre-employment checks.

Source: Accessing Community First Choice Services: A Guide to Self-Direction (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Can a family member be paid

Yes. Yes. Adult children and other relatives may be eligible to be paid as a personal care attendant under CFCS/PCS.

Source: Accessing Community First Choice Services: A Guide to Self-Direction (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Can a spouse be paid

Depends. Only under Community First Choice Services, and only if the spouse meets the rules for a legally responsible individual: the care must exceed what is normally expected of a spouse, and the state must find that using the spouse is necessary for the person's health and welfare or to avoid a move to a nursing home. A spouse cannot be paid under Personal Care Services alone.

A paid spouse cannot also be the person's personal representative, and cannot be paid for general household tasks that benefit the whole family. Someone on a Personal Care Services only plan who wants to hire a spouse must ask for a re-screening to see if they now meet nursing home level of care.

Source: Accessing Community First Choice Services: A Guide to Self-Direction (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Hours limit

Paid legally responsible individuals, such as a spouse, are generally capped at 40 hours per week.

Source: Accessing Community First Choice Services: A Guide to Self-Direction (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Medicaid waiver

Big Sky Waiver (BSW)

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Program status

The Big Sky Waiver program has a waiting list.

Source: Montana Big Sky Waiver Program (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Who qualifies

People who are financially eligible for Medicaid, meet the minimum level of care requirements for nursing facility placement, and have an unmet need that can only be met through Big Sky Waiver services.

Source: Montana Big Sky Waiver Program (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Can a family member be paid

Yes. Yes, for some services. Big Sky Waiver members can get some types of in-home care from a relative.

A relative who is also a legally responsible individual, such as a spouse, must be employed as a personal care worker of a provider agency, or by the member if the member uses self-directed services.

Source: Montana Healthcare Programs Messenger, Issue 32, November 2025: Big Sky Waiver (BSW) Care from a Family Member or Spouse (Montana Department of Public Health and Human Services)Checked

Can a spouse be paid

Depends. Only in some cases. A spouse is a legally responsible individual, and the program can pay one when the member needs care beyond the spouse's usual responsibilities and a qualified professional determines that this care serves the member's best interest. The spouse can provide Personal Assistance Services, Specially Trained Attendant, Homemaker and Homemaker Chore if provider qualifications are met.

A legally responsible individual who is also the member's representative cannot be paid to deliver Big Sky Waiver services.

Source: Montana Healthcare Programs Messenger, Issue 32, November 2025: Big Sky Waiver (BSW) Care from a Family Member or Spouse (Montana Department of Public Health and Human Services)Checked

Hours limit

Personal Assistance Services provided by a legally responsible individual, such as a spouse, cannot be more than 40 hours within a 7-day period.

Source: Montana Healthcare Programs Messenger, Issue 32, November 2025: Big Sky Waiver (BSW) Care from a Family Member or Spouse (Montana Department of Public Health and Human Services)Checked

How to apply

Self-Directed Community First Choice Services and Personal Care Services (SD-CFCS/PCS)

How to apply

First get Medicaid approval: apply online at apply.mt.gov or call (888) 706-1535. Then schedule an assessment with the state's utilization review contractor, Mountain Pacific. Choose a provider agency and tell Mountain Pacific, which sends your authorization to that agency.

Source: Accessing Community First Choice Services: A Guide to Self-Direction (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Big Sky Waiver (BSW)

How to apply

Make a referral to the Big Sky Waiver through Mountain Pacific. Eligibility specialists at your county Office of Public Assistance can help you find out if you are eligible for Medicaid.

Source: Montana Big Sky Waiver Program (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Phone

(800) 219-7035 or (406) 443-4020

Mountain Pacific, for a Big Sky Waiver referral.

Source: Montana Big Sky Waiver Program (Montana Department of Public Health and Human Services, Senior and Long-Term Care Division)Checked

Sources

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